Monday, August 31, 2009

Somerset Mortgage Lenders New Web Destination Pages - Feedback?

Somerset Mortgage Lenders New Web Destination Pages - Feedback?

We at Somerset Mortgage Lenders strive to give every visitor to our website the same type of personal service that we give to the families and young business people who take advantage of our in home consultations.

It is with that sort of ethos in mind that we are giving our website landing pages a new distinctive look and feel; and we are asking for your feedback in making our site the most time efficient and easiest to navigate site in the mortgage lending field, bar none.

Please take a quick look at a few of our new landing pages:

For New Home Purchases
http://www.somersetmortgagelenders.com/Purchase_Loans.html

For Reverse Borrowers
http://www.somersetmortgagelenders.com/Reverse_Mortgage.html

For Refinance Loans
http://www.somersetmortgagelenders.com/Refinance_Loans.html

Do you have any ideas on how we can make your mortgage shopping experience online more enjoyable? Let us know at marketing@sicloans.com

Thursday, August 27, 2009

Gregg Marcus Blog: Home Improvement Loans

Gregg Marcus Blog: Home Improvement Loans
by Somerset Mortgage Lenders: "The Brains, The Courage and The Heart to Make Your Dreams Come True"
http://www.somersetmortgagelenders.com

United States/NY/Melville

In their own words, Somerset Mortgage Lenders and Gregg Marcus "work hard every day to try and make the experience of getting a loan as easy and enjoyable as possible".

To this end, Mr. Marcus recently discussed Somerset's home improvement loan programs with members of his ever growing staff of loan officers.

"Whether you’re adding a new bathroom or an entire floor to your home, you need money, right? Well, spending cash on home improvement is money well spent, as it increases the value of your home"; Gregg said.

He continued, "Upgrading your home in this fashion by drawing against the home's value will certainly mean a higher selling price and/or more equity to draw against in a times of need".

Research shows that there are many choices in finding the right home improvement loan including refinancing with cash-out, a home equity loan, or a home equity line of credit (HELOC); all of which are programs offered by Gregg Marcus and Somerset Mortgage Lenders.

Gregg finished the session by reminding those in attendance that "Deciding on the right loan can be a stressful process for borrowers, but it doesn’t have to be - I like to think that the loan specialists we have here at Somerset will do everything they can to help find the right loan program for our clients, by any means possible"; his infectious exuberance and passion for people in full display.

If Somerset's employees tackle their business with half of their leaders' confidence, this company will continue to thrive for years to come.

SOMERSET MORTGAGE LENDERS
Specializing in: purchases, debt consolidation, divorce buyouts, loans for home improvement, mortgages, refinancing existing loans, reverse mortgages, FHA loans & more

Get a free rate quote now at http://www.somersetmortgagelenders.com or call 1-800-675-9783 to speak to a LIVE Loan Officer.

Monday, August 24, 2009

Gregg Marcus Blog: We are searching for the best of the best in Loan officers to join our team!

Gregg Marcus Blog: We are searching for the best of the best in Loan officers to join our team! Apply online here: http://bit.ly/11pDfu

SOMERSET MORTGAGE LENDERS
Specializing in: purchases, debt consolidation, divorce buyouts, loans for home improvement, mortgages, refinancing existing loans, reverse mortgages, FHA loans & more

Get a free rate quote now at http://www.somersetmortgagelenders.com or call 1-800-675-9783 to speak to a LIVE Loan Officer.

Thursday, August 20, 2009

Overheard: Somerset Mortgage Lenders being interviewed today for Long Island Business News Twitter article!

Overheard: Somerset Mortgage Lenders being interviewed today for Long Island Business News Twitter article!

Thursday, August 13, 2009

Monday, August 10, 2009

Gregg Marcus: Free Debt-to-Income Ratio Calculator at somersetmortgagelenders.com

Gregg Marcus: Free Debt-to-Income Ratio Calculator at somersetmortgagelenders.com

Your debt-to-income ratio can be a valuable number, some say as important as your credit score. It's exactly what it sounds; the amount of debt you have as compared to your overall income.

Lenders look at this ratio when they are trying to decide whether to lend you money or extend credit. A low DTI shows you have a good balance between debt and income. As you might guess, lenders like this number to be low; generally you'll want to keep it below 36, but the lower it is, the greater the chance you will be able to get the loans or credit you seek.

Add up all of your monthly debt obligations, often called recurring debt, including your mortgage (principal, interest, taxes and insurance) and home equity loan payments, car loans, student loans, your minimum monthly payments on any credit card debt, and any other loans that you might have, and you will have your debt-to-income ratio.

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Somerset Investors Corp. is a mortgage banking firm that prides itself on attaining the highest ethical and moral standards and is dedicated to providing quality mortgage products at value pricing to our customer. Somerset has a long-standing history of servicing its local community as a reliable mortgage company. Our goal is to establish a successful partnership with our customers, staff, investors, and markets that respect the interest and goals of each party. Somerset Investors Corp. has been built on the belief that to be successful in mortgage banking it must first begin by molding itself as a customer service firm that provides quality service to the public.

SOMERSET MORTGAGE LENDERS
Specializing in: purchases, debt consolidation, divorce buyouts, loans for home improvement, mortgages, refinancing existing loans, reverse mortgages, FHA loans & more

Get a free rate quote now at http://www.somersetmortgagelenders.com or call 1-800-675-9783 to speak to a LIVE Loan Officer.

Thursday, August 6, 2009

Gregg Marcus: Free Second Mortgage Rate Calculator at somersetmortgagelenders.com

Gregg Marcus: Free Second Mortgage Rate Calculator at somersetmortgagelenders.com

If you are interested in the benefits of a second mortgage, you should use a second mortgage calculator, such as the one at http://www.somersetmortgagelenders.com/Mortgage-Calculator/SecondMortgageCalculator.aspx to see if the second mortgage rate charged is reasonable and if it will indeed save you money in the long run.

Before considering taking out a second mortgage, you should clarify the following:

1. When can the company adjust the interest on the second loan rate?

2. Are there any limits to the amount of interest on the second loan rate or payments charged?

3. How many times and at what time intervals can the company change the second mortgage rate interest?

4. How will the company determine the new rate of interest or the second loan rate?

Also, another point to consider is that second loan rates are generally higher than the first mortgage rates and the terms of the second mortgage are shorter, due to the risk of the loan. Since property prices have skyrocketed most people are going in for second mortgages with lower second mortgage rates and second loan rates.

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Somerset Investors Corp. is a mortgage banking firm that prides itself on attaining the highest ethical and moral standards and is dedicated to providing quality mortgage products at value pricing to our customer. Somerset has a long-standing history of servicing its local community as a reliable mortgage company. Our goal is to establish a successful partnership with our customers, staff, investors, and markets that respect the interest and goals of each party. Somerset Investors Corp. has been built on the belief that to be successful in mortgage banking it must first begin by molding itself as a customer service firm that provides quality service to the public.

SOMERSET MORTGAGE LENDERS
Specializing in: purchases, debt consolidation, divorce buyouts, loans for home improvement, mortgages, refinancing existing loans, reverse mortgages, FHA loans & more

Get a free rate quote now at http://www.somersetmortgagelenders.com or call 1-800-675-9783 to speak to a LIVE Loan Officer.